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Guide to opening a bank account for your helper

In Hong Kong, many domestic helpers do not have have a bank account to receive their salary. Helping your domestic helper open a bank account is a win-win situation for both of you. You will save time and keep track of the salary payment.

A bank account can also help her better manage her money and save more as she will be less tempted to spend it.

Not all banks are welcoming towards domestic helpers. It is recommended if the employer can accompany the helper during account opening.

Hang Seng bank

Hang Seng bank ATM Statement Savings Account is the most convenient bank account for domestic helpers in Hong Kong as there is no minimum monthly balance. The bank requires an initial deposit of at least HK$500.

The required documents for opening the account are:

  • Passport

  • Hong Kong ID card

  • The original employment contract

  • OEC number might be required for Filipino domestic helpers

Bank of China

The other option for no minimum monthly balance is Bank of China, but a minimum amount of HKD 1,000 is needed at account open date.

  • Passport

  • Hong Kong ID card

  • The original employment contract

  • OEC number might be required for Filipino domestic helpers

The Asian Migrants Credit Union

The Asian Migrants Credit Union proposes savings accounts for migrants in Hong Kong, with a minimum balance as low as HK$5. To open an account contact the organisation directly, the only document required is the HKID.

© 2025 by Tiara John, HKIS | Finance for Helpers. 

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