Social Security Scheme
-
The aim of SSS is to secure and offer a comfortable retirement with SSS monthly pension because they were able to save and contribute during their period of gainful overseas employment.
-
Coverage in the SSS shall be compulsory upon all sea-based and land-based OFWs;
-
Land-based OFWs are compulsory members of the SSS and considered in the same manner as self-employed persons under such rules and regulations that the Commission shall prescribe;
-
Upon the termination of their employment overseas, OFWs may continue to pay contributions on a voluntary basis to maintain their rights to full benefits
-
Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries may be covered by the SSS on a voluntary basis
Contributions and Payments
The monthly earnings declared by a land-based OFW at the time of his/her registration shall remain the basis of his/her MSC unless he/she makes another declaration of his/her monthly earnings, in which case such latest declaration becomes the new basis of his/her MSC. The minimum MSC for land-based OFWs shall be eight thousand pesos (P8,000.00).
​
-
A land-based OFW member who is below fifty-five (55) years old shall be allowed to change his/her MSC without limit in frequency and in number of salary brackets in a given calendar year, but in no case shall it be lower than the prevailing minimum MSC for OFWs. Submission of written request or declaration of earnings is not required.
-
An OFW member may opt to pay his/her monthly contributions in advance regardless of the number of months or years. However, he/she may be required to settle underpayment/s in the future resulting from any policy change affecting the applicable schedule of contributions for the advance payments made.
​
Benefits and Loan Privileges of SSS account
All benefit provisions under the SSS law shall apply to all covered OFWs. These include both short-term and long-term benefits, subject to qualifying conditions:​​​
Loan privileges are also offered subject also to qualifying conditions:
-
Salary Loan
-
Calamity Loan
-
Pension Loan
​​
To file for a benefit claim or loan application, please login to your My.SSS Account.
Deadlines and Reminders
Accredited Collecting Banks and Remittance Transfer Companies (RTCs)
As individual payors, land-based OFWs may remit their contributions through any of the following channels:
OFW Contact Services Section (OFW- CSS)
